Auto Insurance Companies In Alabama

Readers Question:
I am about to get auto insurance in Alabama. I just moved from California so I am clueless about auto insurance stuff here. What auto insurance coverage should I get? How can I get the cheapest car insurance? Any help would be greatly appreciated. Thanks in advance!
Marcella

Birmingham, AL
Hello Marcella. Welcome to Alabama!
Auto insurance in Alabama is simple – just purchase car insurance coverage that includes liability coverage then your  ok. Of course you need to purchase car insurance coverage that meets the required auto insurance limits in the state of Alabama plus you need to buy it from a licensed car insurance company in your home state also.
So what are the required minimum auto insurance limits in Alabama? That would be:

$20,000 for bodily injury liability for every person in one accident
$40,000 for all injuries in one accident and;
$10,000 for damage on property in one accident.
Remember Marcella, that you are required to purchase auto insurance in Alabama from auto insurance company that is required to conduct business here. Plus, you must also carry proof that you have indeed Alabama auto insurance whenever you drive. In general, an insurance card given by your insurer is the best proof of auto insurance coverage.
Meanwhile, since it appeared to me that you are looking for car insurance here in Alabama, you may want to consider few things to get cheap car insurance:

Shopping around for auto insurance quotes through the Web. The more auto insurance quotes you got the higher the chances of getting the best auto insurance price.
Enrolling in a defensive driving class can give you a discount of around 5%.
Completing a mature driving class (if you are a senior driver) can lower your auto insurance premiums up to 10% as mandated by the Alabama state law.
Installing anti-theft devices could lower your auto insurance premiums too.
Maintaining a good driving record would allow you to get a good driver discount offered by auto insurance companies