Auto Insurance Quotes Online for Alabama

October 25, 2008 by visitor · Leave a Comment
Filed under: Alabama insurance agent 

Reader’s Question:

I’ve had a minor accident in Huntsville Alabama AL that resulted to a claim on my present auto insurance policy. If I change to a different auto insurance carrier, can I save on future auto insurance premium payments?

Eliott

Huntsville, AL

You’ve gone on record as having figured in an accident in Huntsville Alabama AL. This made you a higher risk, in the statistical sense, as far as the local auto insurance industry is concerned. The logical and inevitable consequence of this, Eliott, is that the next auto insurance premium rate you’ll have to pay will be significantly higher than before the accident.

Assuming that by extraordinary wizardry you did the impossible and was able to convince another auto insurance carrier in Huntsville Alabama AL to cover you, and you successfully negotiated an auto insurance premium rate similar to your pre-accident rate, if you figure in another mishap (because my instincts tell me you’re likely to), and the new auto insurance carrier learns about it in the course of investigation, you will be denied coverage for reason of material misrepresentation, and you won’t get paid. The financial loss you’re bound to suffer would be much, much higher than the increment in auto insurance premium you’d tried to avoid.

Just face the music: because of your accident record, you’ve got to spend more now. But still you may find legitimate ways to save if you compare auto insurance prices that you’ll see after you enter your zip code on the form provided on this page.

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