Health Insurance Alaska AK

Reader’s question:

I just got hired by an accounting firm in Anchorage AK. Part of the fringe benefits the company is giving is a health insurance. How can a health insurance help me?

Lei

Anchorage, AK

Hello there, Lei.

You see, most people in the U.S. get their health insurance through their employers. Health insurance does not really protect you in the event of premature death, just like a life insurance policy. But rather, it helps shelter you from high medical costs.

More often than not, employer helps pay for the health insurance and most health insurance provided by employers are usually on a managed care plan. Managed care plans contract with health care providers and medical facilities to provide care for its members at reduced costs.

Can you purchase health insurance on your own in Anchorage?

Certainly, you can. However, it will cost you more than employer-based insurance since most employer insurance are granted bulk discounts by insurance companies. Although, there are government health insurance such as Medicare and Medicaid and people who meet certain requirements can avail of such health insurance.

If you plan to purchase on your own though, you must shop around first before you make any payment. Free quotes are available online and you might want to read a few articles first on the features of many available health insurance companies in Anchorage.

Have a great time shopping!