Health Insurance Montgomery Alabama AL
Reader’s Question:
My son will be gone for college the coming fall. His school offers a student health insurance plan which covers everything. He has a health insurance with me right now which will cover emergency room visits when he’s out of the state. His college has a mandatory health service fee of $275 that provides physician visits but no drug coverage, x rays, or lab work. Is this something I should go for?
Crystal
Montgomery, AL
According to my daughter, in-school health insurance is overpriced. Aside from that, your son will not be spending much time in the clinic too. I know some people who have Home Depot which not only covers a low-cost plan that works out of state. How about checking that out if it’ll be available for your son? There’s another one I’ve heard that is called HealthNet plan which gives worldwide and year-round coverage for off-campus care with specialists and hospitalization. Other medical services is apparently included such as physical therapy, chiropractic, etc., pharmacy, lab work, x-rays, up to $250,000 annual coverage…all for only $275.
Your son should probably get occasional visits and medical procedures. Most plans cover generic drugs too so you might want to check that. Whatever health insurance you get for your son, it should cover everything so that he can manage his own health care totally independently but from health insurance policy he has with him. This will definitely spare you of additional anxiety in case your son experiences medical emergency while he’s away from home. Price is not the sole consideration here so you better check out the other benefits of the health insurance that you are going to choose. Other factors that need to be considered include ease of methods of pharmacy claims, and other expenses reimbursements.
Tags: health insurance, health insurance claims, health insurance leads
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