Life Insurance Montgomery Alabama AL

Reader’s Question:

I am a widow for 5 years already. My husband pass away last 2002 and he never mentioned to me that he acquired a life insurance policy. Just last week an insurance representative in Montgomery, Alabama AL called me and told me everything about soem proceeds. Do they have time limit in claiming Life insurance benefits?

Kate

Montgomery, AL

Hello.

There’s none that I’ve heard. I believe there’s no such thing as a time limit to claim the benefits of an insurance policy… especially a life insurance policy in Montgomery, Alabama AL.

I know that there is a time frame in filing claims for disability or critical illness, which usually range from 30 to 90 days of client or policy holders disability or illness.

In claiming for your life insurance benefits, it is a must for you to secure all the necessary documents such as death certificate of the policy holder, proof of age and the doctor’s certificate signed by the physician who treated or attended the policy holder. With these documents secured by you it will speed up your claims.

As the legal beneficiary, since you were not able to claim benefits earlier surely you are entitled for some accumulated interest for the death benefits depending on the type of life insurance your husband had. Other companies in Montgomery, Alabama AL put it in a form of dividends plus interest if the policy happens to be a participating plan.

So, hurry and visit your late husband’s insurance company in Montgomery, Alabama AL and talk to them. For your own good, ask them regarding matters that you do not understand and also study the terms and condition of your husbands life insurance policy to croos check if you are given th accurate proceeds.

Tags: life insurance, life insurance benefits, life insurance claims