Vehicle Insurance Claim in Alabama

Reader’s Question:

I got involved in an accident but I was not at fault. I received some injuries and I would like to know what I need to do to cover the medical costs? We live in Montgomery, Alabama.

Carol

Montgomery, AL

I suggest that you contact the insurance provider of the driver who was found at fault to place a claim for the bodily injuries that caused in the accident. Although the medical expenses were paid for by another company however the at fault party is not to pay for other kind of damages due to an accident.

In general, there are no set amounts for certain bodily injuries or damages in which there are no medical expenses associated since insurance carriers are the ones who determine settlements on a various factors using their own internal rating system that adhere to state laws.

If you want to get more information with regards to the auto insurance claim after you have put it with the at-fault’s driver’s insurance carrier I suggest that you contact the Alabama Department of Insurance. You may also seek legal help to better understand the AL laws regarding your case.